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SBA Loans

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Loan Amount

$5,000 – 5.5 M

Term

5 – 25 Years

Time to Funding

As few as 30 Days

Interest Rate

6 – 13%

What is an SBA Loan?

A collection of long term, low interest loans for the purchase of fixed assets such as real estate, equipment or machinery, expansion capital, funding the purchase of another business, disaster recovery or even, in some cases, refinancing other debts. SBA Loans are partially guaranteed by the government and therefore more attractive to lenders.

Examples of how you could use an SBA Loan… Kitchen equipment for a restaurant, Computers and printers for an office, Building a new office space for an expanding company.

What you’ll need: Minimum Credit Score: 660, Minimum Years of Operation: 2, Minimum Revenue: $100,000 annually

7(a) Loan Guarantee

These loans are very flexible and can be used to finance such business needs as expansion, equipment purchases, leasing, purchase of inventory and real estate or for working capital. Commercial Real Estate Loans are restricted to the building or purchase of business premises.

CDC/504 Fixed Asset

loan is most often used to purchase major assets, such as real estate or heavy equipment with long life spans. Fixed interest rates with terms up to 25 years. A low down payment is required.

SBA CAPLines

The CAPLines (SBA Line of Credit) working line of credit program is a range of financial products designed to assist small businesses with their short-term and cyclical capital needs. In most cases, these products are only available to companies which already have a traditional SBA 7(a) or CDC/SBA 504 loan.

LOAN AMOUNT:

Working Capital: $350,000 max.

Commercial Real Estate: $5 million max.

TERM: 5 to 25 Years

INTEREST RATE: 6 – 13%

TIME TO FUNDING: As little as 30 days

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LOAN AMOUNT:

Max. $5 million

($5.5 million for manufacturers)

ERM: 10 to 20 Years

INTEREST RATE: 3 – 6.5%

TIME TO FUNDING: As little as 30 days

Learn More

LOAN AMOUNT:

Maximum $5 million

($200,000 for small asset based)

TERM: Up to 5 Years

INTEREST RATE: 5.75 – 8.25%

TIME TO FUNDING: As little as 30 days

Learn More

7(a) Loan Guarantee

These loans are very flexible and can be used to finance such business needs as expansion, equipment purchases, leasing, purchase of inventory and real estate or for working capital. Commercial Real Estate Loans are restricted to the building or purchase of business premises.

LOAN AMOUNT:

Working Capital: $350,000 max.

Commercial Real Estate: $5 million max.

TERM: 5 to 25 Years

INTEREST RATE: 6 – 13%

TIME TO FUNDING: As little as 30 days

Learn More

CDC/504 Fixed Asset

loan is most often used to purchase major assets, such as real estate or heavy equipment with long life spans. Fixed interest rates with terms up to 25 years. A low down payment is required.

LOAN AMOUNT:

Max. $5 million

($5.5 million for manufacturers)

ERM: 10 to 20 Years

INTEREST RATE: 3 – 6.5%

TIME TO FUNDING: As little as 30 days

Learn More

SBA CAPLines

The CAPLines (SBA Line of Credit) working line of credit program is a range of financial products designed to assist small businesses with their short-term and cyclical capital needs. In most cases, these products are only available to companies which already have a traditional SBA 7(a) or CDC/SBA 504 loan.

LOAN AMOUNT:

Maximum $5 million

($200,000 for small asset based)

TERM: Up to 5 Years

INTEREST RATE: 5.75 – 8.25%

TIME TO FUNDING: As little as 30 days

Learn More

SBA Export Loans

SBA Export Loans are designed to help small businesses expand in to foreign markets. There are three types of SBA Export Loan.

MicroLoan Program

The SBA MicroLoan Program provides working capital to smaller businesses. This capital may be used for a wide variety of purposes, including but not limited to inventory, machinery, raw materials and supplies, labor costs and marketing.

Disaster Loans

The disaster loan program, while available to home owners as well, can be accessed by small business owners whose premises have been damaged or destroyed by natural disasters for the purpose of repairs or rebuilding. There are three types of SBA Disaster Loans available.

LOAN AMOUNT:

Maximum $5 million

TERM: Up to 25 Years

INTEREST RATE: 8 – 10%

TIME TO FUNDING: As little as 30 days

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LOAN AMOUNT:

Up to $50,000

TERM: Up to 6 Years

INTEREST RATE: 8 – 13%

TIME TO FUNDING: As little as 30 days

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LOAN AMOUNT:

Up to $2 million

TERM: 3 to 30 years

INTEREST RATE: 4 – 8%

TIME TO FUNDING: As little as 30 days

Learn More

SBA Export Loans

SBA Export Loans are designed to help small businesses expand in to foreign markets. There are three types of SBA Export Loan.

LOAN AMOUNT:

Maximum $5 million

TERM: Up to 25 Years

INTEREST RATE: 8 – 10%

TIME TO FUNDING: As little as 30 days

Learn More

MicroLoan Program

The SBA MicroLoan Program provides working capital to smaller businesses. This capital may be used for a wide variety of purposes, including but not limited to inventory, machinery, raw materials and supplies, labor costs and marketing.

LOAN AMOUNT:

Up to $50,000

TERM: Up to 6 Years

INTEREST RATE: 8 – 13%

TIME TO FUNDING: As little as 30 days

Learn More

Disaster Loans

The disaster loan program, while available to home owners as well, can be accessed by small business owners whose premises have been damaged or destroyed by natural disasters for the purpose of repairs or rebuilding. There are three types of SBA Disaster Loans available.

LOAN AMOUNT:

Up to $2 million

TERM: 3 to 30 years

INTEREST RATE: 4 – 8%

TIME TO FUNDING: As little as 30 days

Learn More

Take the next step to finding the funding for your business needs.

At Fticapital we are dedicated to providing business borrowers with a straightforward and transparent funding platform, providing informational resources to ensure that borrowers fully understand their options, and to dealing with borrowers and referrers with the highest standards of business ethics.

Take the next step to finding the funding for your business needs.

At Fticapital we are dedicated to providing business borrowers with a straightforward and transparent funding platform, providing informational resources to ensure that borrowers fully understand their options, and to dealing with borrowers and referrers with the highest standards of business ethics.

Apply for a business loan right now!

Go forward to secure the capital your company need.

Apply for a business loan right now!

Go forward to secure the capital your company need.

Mailing Address:

3104 E Camelback Rd

Unit #7836

Phoenix, AZ 85016

Main Office:

3104 E Camelback Rd

Unit #7836

Phoenix, AZ 85016

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